No matter what your goals –
steady income, retirement security, the care of your children or
grandchildren, long-term growth – we offer four
important benefits that will help you reach them
–
A personal approach to investment managementYour Portfolio Manager will take the time to thoroughly develop
a very close relationship with you, and carefully document
your personal profile of financial and investment goals,
objectives and risk constraints through an Investment Policy
Statement (IPS). Your IPS will also contain the guiding
principles and investment strategy that will help guide
your Portfolio Manager in seeking to maximize your potential
returns, while maintaining a level of risk that you are comfortable
with. A thorough asset allocation review follows,
geared to develop a custom-tailored investment strategy and
diversification plan for you. Specific investment solutions are
then recommended and fully explained. Your Portfolio Manager will then monitor and manage the
investment solutions developed for you so that they can be
kept current with your changing needs. Regular reviews, along with
comprehensive reporting, will let you know where you stand and help
you understand any adjustments that are recommended. A disciplined investment management processAll investment opportunities are thoroughly
researched by the Private Investment Counsel team and a team of
accredited investment managers. This includes TD
Asset Management Inc., as well as carefully selected external
managers who complement our internal expertise. This broad range of
investment expertise allows us to construct portfolios tailored to
your unique needs and potentially manage risk-adjusted
returns. Portfolio Managers at Private Investment Counsel employ a wide
variety of strategies in seeking to maximize potential
returns and manage risk effectively -
- Your portfolio will be carefully
diversified across asset classes, including stocks, bonds,
cash and possibly alternative investment funds, with your risk
tolerance and your goals in mind
- Costs are controlled
through low portfolio turnover, economies of scale and our
competitive fee structure
- Your personal tax
situation is taken into account to maximize the tax
efficiency of your investments
- Individual portfolios can be
highly customized by incorporating a wide range of investment
options
Ongoing communicationOngoing communication helps to ensure
you remain informed and comfortable with the
management of your portfolio. Your portfolio is
continuously monitored and regular reviews with you ensure
that your strategy is consistent with your objectives, now and as
your circumstances evolve. In addition to regular meetings and telephone calls with your
Portfolio Manager, we keep you informed by providing
–
- Online Access: Through
our
TD Waterhouse WebBroker platform, you will have easy,
convenient viewing access to your portfolio 24 hours a day, seven
days a week
- Client Statements:
Detailed client statements are provided on a quarterly basis to
keep you up-to-date with your investments
- Newsletters: A Private
Investment Counsel newsletter is sent to you on a quarterly basis
providing information on investment strategies and recent
economic/capital market developments
Fully integrated solutionsCreating and managing your investment
portfolio is just the beginning of what your Portfolio Manager can
offer you. As a member of TD Waterhouse Private Client Services,
your Portfolio Manager can call on all the resources needed to help
you develop fully
integrated wealth management solutions. This can encompass
retirement planning, education funding, financial security for your
family, estate planning, charitable giving, tax management, and
many other key areas of your financial future. Contact us todayIf you're looking for the benefits of a
custom-tailored investment portfolio, please
contact us today to arrange a meeting with a
TD Waterhouse Portfolio Manager or call us at 1-866-280-2022.
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