Private Client Services

A business succession plan can maximize your business's value and secure your own financial future when it comes time to sell, transfer or wind things up. When planned properly, your transition should be smooth both emotionally and financially, not just for you and your family, but your employees and your successor as well.

Our Business Succession Planning specialists at TD Waterhouse Private Client Services take a holistic approach to planning that recognizes how closely connected your business and personal finances are. We work with your current advisors, adding our specialized expertise to create and implement truly integrated, comprehensive and customized solutions. We believe that this approach makes our service unique and the best course to help you start moving on to the next exciting stage of your life.

The benefits of business succession planning

A business succession plan is the best way to help ensure that you get what you want out of all the work you've put into your business. A comprehensive plan will include your future plans, your family's financial needs and the minimization of taxes. It will also include the protection of your assets and estate in the event of death or disability.

Personal benefits of succession planning -

• Provides peace of mind
• Secures your personal financial future
• Protects and potentially enhances your payout
• Simplifies your retirement picture
• Potentially reduces taxes
• Inspires confidence in all key stakeholders

Business benefits of succession planning -

• Ensures a smooth transition
• Avoids delays or disputes that can place strain on the business
• Clarifies everyone's roles and responsibilities
• Gives investors, lenders, customers and employees confidence
• Provides focus for long-term strategic planning

Our Services

TD Waterhouse specialists are trained to analyze your needs and guide you through the intricacies of the succession and wealth planning process. We offer a complete suite of high-quality services tailored to meet your specific needs. This includes -

• Retirement projections to ensure your financial goals and objectives can be met post-business
• Professional investment management for your business and your family
• Contingency planning to ensure the financial security of you and your family, and the successful continuation of your business, in the event of unexpected death or disability
• Will and estate planning that takes your business interests into account
• Administration and management of private businesses that fall into an estate
• An assessment of retirement strategies, such as individual pension plans (IPPs), retirement compensation arrangements (RCAs) and other vehicles
• Access to Business Banking specialists who can assist with vendor and purchaser financing
• Access to specialists at TD Securities for services that require the underwriting and distribution of new debt and equity issues, plus strategic advice on acquisitions, divestitures and Initial Public Offerings

It's never too early to start planning your transition

TD Waterhouse specialists are dedicated to guiding you through the business succession planning and implementation process, and to making the journey as simple and smooth as possible.

Call us today at 1-866-280-2022.

Download a copy of our Business Succession Planning guide here.