Private Trust

For convenience and peace of mind, or to free up your time, you may want to have a professional –

• Manage your investments
• Collect your income from all sources
• Pay your bills
• Consolidate reporting
• Plan and prepare your tax returns
• Advise you on complex issues such as tax and estate planning and lifestyle issues

Let us take care of it

Financial Care and Management is a valuable service for people who no longer wish to handle the day-to-day management of their own finances, or the finances of a family member such as a parent.

With Financial Care and Management, your finances are taken care of by an experienced, dedicated manager who you can trust and call on whenever needed. Our service is designed to free up your time and give you the convenience and peace of mind that come from knowing your financial affairs are being managed for you.

Your dedicated manager will help minimize your financial concerns and provide a safe and secure stream of income.

Financial Care and Management could be right for you if –

• You would like to spend your time on things other than managing your finances
• You are facing health and lifestyle considerations
• You are busy travelling
• You no longer feel comfortable making important financial decisions on your own
• You feel overwhelmed and confused trying to manage your investments and day-to-day banking needs, such as paying bills

Enjoy the convenience without worrying about the details

Your dedicated manager can help with all these important financial activities.

Investment planning

Your dedicated manager will arrange to invest your assets with the goal of helping meet your needs, whether it’s for secure investments and steady income, or greater growth potential. We’ll only recommend investment strategies that are designed to help meet your needs and comfort level. Working together with you, we’ll help determine the portfolio options best suited to your needs, including GICs or federal and provincial government bonds, as well as selected TD Mutual Funds (*) to help provide potential for capital appreciation and tax efficiency.

In addition to Financial Care and Management, we are able to work with other TD Waterhouse Private Client Services partners to provide you with additional investment options.

Day-to-day financial management

• Coordination and collection of investment and other sources of income, such as pensions and annuities
• Payment of regular bills, such as telephone, hydro, medical, taxes, etc.
• Annual fee waived on pre-approved TD First Class Travel (*) Visa Infinite* Card or TD Gold Elite (*) Visa* Card³
• Regular reporting of holdings and investment activities
• Earning competitive interest on uninvested cash

Planning services

• Income planning
• Tax planning and preparation and filing of tax returns⁴
• Investment planning
• Retirement income planning

Preservation and transition of wealth

• Will and estate planning
• Advice on preparation of Powers of Attorney
• Charitable giving review and choices

Elder care and health services

• Should the need ever arise, we can put you in touch with professionals who provide elder care and other related health services.

Contact us today

If you're looking for an experienced professional to look after the management of your assets, simply contact the TD Waterhouse Private Trust office nearest you to arrange a meeting with one of our dedicated managers or call 1-866-280-2022.

¹ Fees apply to Financial Care and Management.

² TD Waterhouse Private Trust services are offered by The Canada Trust Company.

³ TD Canada Trust Credit Cards are issued by The Toronto-Dominion Bank. Annual fee waiver applies to all Primary Cardholders and all Authorized User Cardholders on TD Canada Trust Credit Card Account and will no longer apply if Financial Care and Management Services are discontinued. All other fees and charges continue to apply to TD Canada Trust Credit Card Accounts.

⁴ Income tax return preparation is a service offered by TD Waterhouse Private Client Services Private Trust Tax Services Professionals. Additional fees may apply.

(*)Trade-mark of The Toronto-Dominion Bank, used under license.