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No matter what your goals – steady income, retirement security, the care of your children or grandchildren, long-term growth – we offer four important benefits that will help you reach them –
A personal approach to investment management
Your Portfolio Manager will take the time to thoroughly develop a very close relationship with you, and carefully document your personal profile of financial and investment goals, objectives and risk constraints through an Investment Policy Statement (IPS). Your IPS will also contain the guiding principles and investment strategy that will help guide your Portfolio Manager in seeking to maximize your potential returns, while maintaining a level of risk that you are comfortable with.
A thorough asset allocation review follows, geared to develop a custom-tailored investment strategy and diversification plan for you. Specific investment solutions are then recommended and fully explained.
Your Portfolio Manager will then monitor and manage the investment solutions developed for you so that they can be kept current with your changing needs. Regular reviews, along with comprehensive reporting, will let you know where you stand and help you understand any adjustments that are recommended.
A disciplined investment management process
All investment opportunities are thoroughly researched by the Private Investment Counsel team and a widely recognized team of accredited investment managers. This includes TD Asset Management Inc., as well as carefully selected external managers who complement our internal expertise. This broad range of investment expertise allows us to construct portfolios tailored to your unique needs and effectively manage risk-adjusted returns.
Portfolio Managers at Private Investment Counsel employ a wide variety of strategies in seeking to maximize potential returns and manage risk effectively -
- Your portfolio will be carefully diversified across asset classes, including stocks, bonds, cash and possibly alternative investment funds, with your risk tolerance and your goals in mind
- Costs are controlled through low portfolio turnover, economies of scale and our competitive fee structure
- Your personal tax situation is taken into account to maximize the tax efficiency of your investments
- Individual portfolios can be highly customized by incorporating a wide range of investment options
Ongoing communication
Ongoing communication helps to ensure you remain informed and comfortable with the management of your portfolio. Your portfolio is continuously monitored and regular reviews with you ensure that your strategy is consistent with your objectives, now and as your circumstances evolve.
In addition to regular meetings and telephone calls with your Portfolio Manager, we keep you informed by providing –
- Online Access: Through our TD Waterhouse WebBroker platform, you will have easy, convenient viewing access to your portfolio 24 hours a day, seven days a week
- Client Statements: Detailed client statements are provided on a quarterly basis to keep you up-to-date with your investments
- Newsletters: A Private Investment Counsel newsletter is sent to you on a quarterly basis providing information on investment strategies and recent economic/capital market developments
Fully integrated solutions
Creating and managing your investment portfolio is just the beginning of what your Portfolio Manager can offer you. As a member of TD Waterhouse Private Client Services, your Portfolio Manager can call on all the resources needed to help you develop fully integrated wealth management solutions. This can encompass retirement planning, education funding, financial security for your family, estate planning, charitable giving, tax management, and many other key areas of your financial future.
Contact us today
If you're looking for the benefits of a custom-tailored investment portfolio, please contact us today to arrange a meeting with a TD Waterhouse Portfolio Manager or call us at 1-866-280-2022.
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