function setID(refURL) {
ID="TDWsite"; //default
var goldURL = document.location.href
if ( refURL.indexOf("tdcanadatrust.com") != -1 ) {
						ID = "TDCTsite";	}
						
	else if ( goldURL.indexOf("Channel") != -1) {
		ID = "gold";
	}
	else {
		if ( refURL.indexOf("www.tdwaterhouse.ca/") != -1 ) {
				ID = "TDWsite";
		}					
	
	
	if (refURL.indexOf("easyweb") != -1 ) { ID="WBS"; return ID;}
	if (refURL.indexOf("toronto.com") != -1 ) {ID="TOR";return ID;}  
	if (refURL.indexOf("www.sympatico.ca") != -1 ) {ID="SYM";return ID;}  
	if (refURL.indexOf("www.canada.com") != -1 ) {ID="CAN";return ID;}  
	if (refURL.indexOf("www.fundlibrary.com") != -1 ) {ID="FND";return ID;}  
	if (refURL.indexOf("www.quicken.ca") != -1 ) {ID="QUI";return ID;}  
	if (refURL.indexOf("//www/V3/ads") != -1 ) {ID="HOM";return ID;} 
	if (refURL.indexOf("uwo") != -1 ) {ID="UWO";return ID;} 
	if (refURL.indexOf("utoronto") != -1 ) {ID="UTORONTO";return ID;} 
		if (refURL.indexOf("yorku") != -1 ) {ID="YORKU";return ID;} 
	if (refURL.indexOf("canoe") != -1 ) {ID="MON";return ID;}   //Canoe Money 
	if (refURL.indexOf("Money") != -1 ) {ID="MON";return ID;} 
	if (refURL.indexOf("investorrally") != -1 ) { ID="RAL"; return ID;}
	if (refURL.indexOf("moneyin/waterhouse/") != -1 ) { ID="MIC"; return ID;}	
// external banner campaign tracking
	if (refURL.indexOf("EBUSDEV1") != -1 ) { ID="EBUSDEV1"; return ID;}
	if (refURL.indexOf("EBUSDEV2") != -1 ) { ID="EBUSDEV2"; return ID;}
	if (refURL.indexOf("EBUSDEV3") != -1 ) { ID="EBUSDEV3"; return ID;}
	if (refURL.indexOf("EBUSDEV4") != -1 ) { ID="EBUSDEV4"; return ID;}
	if (refURL.indexOf("EBUSDEV5") != -1 ) { ID="EBUSDEV5"; return ID;}
	if (refURL.indexOf("EBUSDEV6") != -1 ) { ID="EBUSDEV6"; return ID;}
	}
//if cookie value carried source=3577:WB3577xx type value, use that but chg to 3 char value
	
	if (refURL.indexOf("WB3577") != -1) {
		WBsource=refURL.slice(refURL.indexOf("3577:WB3577"));
		if (WBsource.indexOf("WB357703") != -1 ) {ID="TCD";return ID;}  
	}
return ID;
}// end setID